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Home  /  Calculator & Rates

Loan calculator & transparent rates

Adjust your amount and tenure to instantly see your interest, APR and total payable. What you see here is what you'll repay — no hidden charges, no advance fees.

Loan amount₹10,000
₹5,000₹1,00,000
Tenure30 days
7 days40 days
Daily interest rate1% / day
0.5% / day1.5% / day

Indicative only. Your final rate is set by the partner NBFC based on your profile and disclosed in the Key Fact Statement.

₹13,000
Total payable
Loan amount₹10,000
Tenure30 days
Interest rate1%
Interest payable₹3,000
Representative APR365.0%
Total payable₹13,000
Principal Interest
Transparent rate table

See the cost for every plan

Pick an amount to view interest and total payable across tenures. The row matching your selected tenure above is highlighted automatically.

TenureInterest @ 1%/dayTotal payableInterest shareRep. APR
7 days₹350₹5,350365%
15 days₹750₹5,750365%
30 days₹1,500₹6,500365%
40 days₹2,000₹7,000365%
7 days₹700₹10,700365%
15 days₹1,500₹11,500365%
30 days₹3,000₹13,000365%
40 days₹4,000₹14,000365%
7 days₹1,750₹26,750365%
15 days₹3,750₹28,750365%
30 days₹7,500₹32,500365%
40 days₹10,000₹35,000365%
7 days₹3,500₹53,500365%
15 days₹7,500₹57,500365%
30 days₹15,000₹65,000365%
40 days₹20,000₹70,000365%
7 days₹7,000₹1,07,000365%
15 days₹15,000₹1,15,000365%
30 days₹30,000₹1,30,000365%
40 days₹40,000₹1,40,000365%
Illustrative figures at 1%/day. Actual rate, processing fee and APR are determined by the partner NBFC and disclosed in your Key Fact Statement before acceptance.
Rates & charges

Clear, upfront, and fair

Loan amount: ₹5,000 to ₹1,00,000Borrow exactly what you need.
Tenure: 7 to 40 daysShort-term, near-term repayment.
No pre-closure or prepayment chargesClear early and pay less — always.
No advance fees, everWe never ask for upfront payments.
Net monthly salary ≥ ₹40,000A core eligibility criterion.
Representative example

A ₹10,000 loan, simply explained

You borrow₹10,000
For a tenure of30 days
Daily interest @ 1%₹3,000
Representative APR365.0%
You repay₹13,000
Apply for this loan

Borrow responsibly. APR shown for illustration.

NAVIXLending Platform

A premium digital lending platform connecting borrowers with RBI-registered NBFC partners for fast, fully-online, fairly-priced personal loans.

NAVIX Technologies Private Limited
A digital lending platform — not a lender.
CIN: U65999KA2026PTC000000

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Disclaimer: NAVIX (NAVIX Technologies Private Limited) is a digital lending platform, not a lender. All loans are sanctioned and disbursed by our RBI-registered NBFC lending partners, who remain the lender of record. Loan approval is subject to the partner's credit policy and eligibility assessment. NAVIX does not charge any advance fee for loan processing. Representative APR and all charges are disclosed in the Key Fact Statement before you accept any offer. Please borrow responsibly.
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